If you are a technology platform that enables your customers to make sales to their customers (B2B2C / B2B2B), offering a Payments product is in your roadmap. Likely at the top of the list.

Everyone is doing it. Most are doing it poorly. Because it’s hard:

• Attachment:

  • Sales models - blended, interchange +, interchange ++, card present, card-not-present, pay-by-link, moto

  • Customer onboarding - KYC, PCI, MCC validations, handoffs, exception flows

• Churn:

  • Cash flow - payout schedules, margin requirements

  • Reconciliation - sales, processing fees, refunds, chargebacks, batch settlement.

• Margin:

  • Pricing - scheme fees, acquirer markups, interchange, portfolio management (hundreds of card types w different costs)

  • Fraud - liability ownership under different conditions

We don’t make it easy, but we make it possible. And ensure it’s profitable. We don’t just implement a Payfac and turn on a blended pricing model. We take a consultative approach to ensure we understand your business, develop a roadmap that starts with fast delivery of an MVP with real ROI, and execute a strategy that scales with positive operating leverage.